Auto Insurance

Our auto policies include and with lower cost premiums, low monthly payments, and an award winning claims department, we are the best auto insurance value on the market today. You can combine your Home or Renters insurance with Farmers and get even lower rates, up to 15% discounts.
 

Motorcycle Insurance

Our Motorcycle insurance policies include: We offer low rates and low monthly payments. Several discounts are avilable and we cover all types and sizes of bikes such as Harley Davidson, Honda, Kawasaki, Suzuki, etc...
 

Homeowners Insurance

Our policies include Extended Replacement Cost on the Dwelling and Full Replacement Cost
on personal property. Farmers offers the most comprehensive protection available. We make sure
you know your coverage so there are no surprises when there is a claim. We offer a free review on
an annual basis to make sure your home and personal effects are properly insured.
 

Condominium and Townhome Insurance

Insures your individual unit for This plan supplements your blanket association policy. It covers

Renters Insurance

Insures your personal property for fire, theft, vandalism and other perils. We replace them at today's cost, regardless of the age of the item.

Includes:

Some limits apply.

Also includes liability which will protect you up to $100,000 if you are liable for any damage or injury that occurs in your unit. The premiums are as low as $180.00 per year and we offer many discounts such as non-smoking, alarm, security, auto / renters package.
 

Rental Property

Farmers offers excellent landlord protector packages to protect you from property loss and tenant liability. We include replacement cost on your rental and loss of rents for up to one year.
 

Vacation Home

Farmers offers excellent vacation home policies when you have your main home with us. We offer a lower second home discount and all the same coverages as our home owner packages.
 

Earthquake Insurance

Two Companies to choose from, Pacific Specialty a Zurich Insurance subsidiary and Geo Vera Insuarnce Co., part of St. Paul Insurance Group, sixth largest in North America.
Low prices and great coverage. Choice of plans and deductibles. Payment plans are available. Call or email for an instant quote!
 

Business Insurance

Farmers Insurance is the third largest company in the commercial marketplace. We have excellent replacement cost packages for

Automotive Repair and Service Operations


As the owner of an automotive service or repair operation, you need a policy that has been specifically designed for your industry and that is offered by a company with an understanding of the unique exposures that may threaten your continued business success.

Farmers® Insurance offers a customized package of coverages for your individual needs, including property coverages, garage liability, auto coverages, crime coverages and other related coverages. This type of package reduces the chance of costly gaps in coverage or expensive duplications.

Retail Store Insurance

Because your retail business depends on dealing with the public, you need specific insurance coverages for you, your customers and your investments. At Farmers® Insurance, we understand that, and your agent can help you make the right decisions.

We offer a multi-coverage package policy that addresses your business needs. It provides you with property coverage, business liability and optional crime coverage all-in-one with additional coverages available if necessary. It avoids dangerous coverage gaps and also costly coverage
duplications.

Service Provider Insurance

As a service provider, you need specific insurance coverages for you, your customers and your investments. At Farmers® Insurance, we understand that, and your agent can help you make the right decisions.

We offer a multi-coverage package policy that addresses your business needs. It provides you with property coverage, business liability and optional crime coverage all-in-one with additional coverages available if necessary. It avoids dangerous coverage gaps and also costly coverage duplications.
 

Commercial Vehicles

We offer several types of commercial truck policies. There are several discounts and payment plans available. We offer liability, umbrella, comprehensive and collision.

Life Insurance Products

Whether it's Universal or Term Life, Farmers has the best plan in the marketplace. With over 70 years of experience and an A+ rating, our Universal Life is the premier life investment plan earning, 5 - 6% Tax Deferred Interest and offering the highest accumulated and cash amounts possible.

Call or Email us for an immediate proposal today.

You can make your dreams come true in the future with cash available for a New Home, or Children College Education, and security your family needs should something happen to you.

Our term plans are also an excellent option. Security for your family at a lower cost to fit your budget. They are fully convertible to Universal Life in the future as your budget allows. They are available in 5, 10, and 20 year plans.
 

Annuities

We offer Fixed annuities that are insured and tax deferred. They are like savings accounts paying a higher rate of interest than CD's, and provide income for retirement.
 

Disability or Loss of Income

You Insure your home, your car, and your life, but do you insure the most important asset you have? YOUR INCOME!

Disability is the most overlooked product on the market today. Only 1 out of 5 have a plan at work and the other 4 are relying on state disability, which offers only limited benefits for 1 year only. If you are self employed, the statistics are worse. You probably do not have either of the plans above.

For an average premium of $900.00 per year, you can insure your income for up to 60% till age 65 for most occupations.
 

Group Health Insurance

We offer group health policies for your small business through The Hippic Plan of California. You can choose from several companies such as Kaiser, Blue Cross, Blue Shield, Etc...

Each employee can pick his own plan and company.
 

Individual Health

We offer individual family health plans when you get group coverage at work. You pick the company and the plan to fit your needs.

Call or Email us for a free quote.

Long Term Health Care

Farmers and CNA teamed together to offer one of the best long term health care plans on the market today. If a serious illness or disability should occur, the plan will pay for your long term care at home or a nursing facility, assisted living or alternative care facilities.

According to statistics provided by the U.S. Department of Health and Services, 60% of all people over 65 will require long term care. Medicare and Medicaid will pay only a fraction of the cost. The average person will spend up to $50,000 per year for long term health care expenses.
Thats why it is important to invest in a long term care plan that can provide you with maximum protection against catastrophic costs preserving your own resources.
Give us a call or email today for a free quote.

Personal Umbrella

Here's Why Liability Insurance is So important Today! Exposure to liability losses of catastrophic size is no longer limited to large corporations or to the wealthy. The willingness of the public to sue has increased the number of lawsuits and the size of judgments awarded.

What's more, most automobile, homeowners and recreational vehicle or boat liability limits are not sufficient to cover some of the court awards made today. Also, most policies exclude protection for such personal injury perils as defamation of character, invasion of privacy, trespass, libel and slander.
 

With Umbrella Protection You Can Feel Secure

Your Umbrella Policy protects you, your family and your home against these uncertainties with three kinds of coverage:
  Coverage under the Personal Umbrella Policy is written in increments of one million dollars and supplements your present policies to provide broad personal liability protection.
 

Coverage Is So Affordable

Cost of this high level of protection is comparatively low, Better still, the Personal Umbrella frees you from most catastrophic liability judgments. We can provide you with information about our Commercial Umbrella Policy to provide similar liability protection for your business.

Contact us for all the details on how the Personal Umbrella Policy can protect you and your family against today's liability perils.